Death Benefit Denial

The Ideal Attorneys for a Denied Life Insurance Claim
Denied life insurance claim?
Don’t let them get away with it! Let our talented attorneys get you what is rightfully yours under the law.

When you lose a loved one, you may experience a very difficult time of grieving and transition. Being without their emotional and financial support can make it harder on you to make ends meet, or to simply adjust to a life on your own once again.

You may also find yourself looking for the life insurance money or other monetary compensation your loved ones left behind to care for you and your family. When that claim is denied by your insurance company, a difficult situation could quickly turn into a NIGHTMARE.

At times like those, that’s when you need the Law Firm of Oscar A. Garza on your side!

As one of San Antonio’s premier firms, we’ll fight to get you the financial resources you need for a secure financial future. We have the experience, intelligence, and legal acumen to negotiate aggressively with life insurance companies and ensure that they don’t use any legal maneuvering or confusing industry jargon to keep you from the money you’re entitled to!

What You Need to Know

Most times, the denial from the life insurance company is straightforward, relying on devious loopholes in a contractual agreement. Other times, according to them, the facts of the case are open to interpretation and can be disputed. Life insurance companies will use overly-complex applications and policies (with exclusions), which are often overlooked by customers and deliberately-vague, to make it seem like you have the right coverage when you actually do not.

At times, life insurance companies can also place your loved one’s death into a “2-year contestability window.” This means they can again use the vague language of the contract to their benefit and attempt to rely on alleged omissions or misrepresentations of the insured to keep the money that belongs to you.

If all this sounds overly-complicated and daunting, that’s because it is designed to be!

Bottom line: If a life insurance company stalls on a payment, contact our talented attorneys at the Law Firm of Oscar A. Garza! We’ll help you make it right.

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What We Can Do:

The Law Firm of Oscar A. Garza will guide you through the steps of this intricate process, and past the deliberate pitfalls set before you. We’ll be your advocate from start to finish and help you collect all of the necessary paperwork and information you need to help you win your dispute. This information can include:

  • Certified Copy of The Life Insurance Policy (including specific sections that can be used against you)
  • Receipts For Payments
  • Medical Records
  • Death Certificates
  • Any Correspondence from the Life Insurance Company

From these documents and pieces of evidence, we can build the strongest case possible for you, and take everything to the insurance company’s legal team. The dispute may have to go to court, or could be settled privately. Having a qualified attorney from the Law Firm of Oscar A. Garza means that either way, you’ll be fully-prepared and confident. And, you’ll have a strong legal advocate with you to see everything through to the very end.